Diversifying Assets

*MDRT is recognized throughout the industry as the standard of excellence in life insurance sales performance.



Alan Kramer is an agent licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of NY, CT, NJ, and CA (CA license #0D13450)). No insurance business may be conducted outside these states referenced.

^Alan Kramer is also seperately registered as Investment Advisor Representatives, under Eagle Strategies LLC, a Registered Investment Advisor, collectively offering advisory services in the states of NJ, CA, CO, GA, and NY.  As such, these services are strictly intended for individuals residing in the states referenced.

Alan Kramer is a Registered Representative of and offers securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of NY, NJ. No offers may be made or accepted from any resident outside the specific states referenced.

Alan Kramer is licensed to offer mutual funds and variable products.  Market Watch information is provided for informational purposes and is not considered an offering of securities.

NYLIFE Securities LLC and Eagle Strategies LLC are New York Life Companies.