Alan J. Kramer, CFP, CLTC, MBA, LUTCF
Financial Services Profesional

 

 

 

 

 

 

 

 

Welcome to my web site! My name is Alan Kramer and my objective is to help provide you with the information you need to protect your financial future.

I am a financial service professional with over 25 years experience in both the family and business markets. I specialize in providing insight, strategies and products to help protect you, your family and/or business. All of my clients share one common thread: A concern for their own and their family's financial future.

A sound financial strategy will help keep children and other family members moving forward in the case of a death or disability. Not having a plan can have dire consequences on your finances and greatly affect the quality of life for you, your family or business.

When it comes to Retirement planning, many are not where they should be. There are multiple risks that should be planned for but are not.  Market Risks, Inflation, Long Term Care disabilities and the biggest risk of all, Longevity which is a risk multiplier.  Let's talk to see how we can mitigate some of these risks and make your income last as long as you do.

We work with Individuals, families and businesses by planning in the following areas;

* Pre-Retirement and Retirement-* Clients concerned with out living their assets
* Life and Disability Insurance
* Long Term Care Insurance
* Investment Planning^
* Fixed2 and Variable Annuities^
* Estate Planning Funding
* Employee Benefits, Key Person Insurance and Buy-Sell Funding

We help protect your dreams Credentials

  • CFP® Designation, MBA, LUTCF Designation
    • CLTC-Certified in Long Term Care Designation
      • Licensed Life and Health Insurance¹ agent
      • Member of the Million Dollar Round Table (MDRT)** (1999 - 2016)
      • FINRA Series 6 and 63 licensed
    •  
    • 1. Products available through one or more carriers not affiliated with New York Life
    • 2. Issued by New York Life insurance and Annuity Corporation
    • 3. ^Securities offered through NYLIFE Securities, LLC
  • ** The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is recognized globally as the standard of excellence for life insurance sales performace in the insurance and financial services industry

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